Property & Casualty Insurance

Property & Casualty Insurance is protection for you and your personal items. It can be as large as your home or as small as a set of earrings. We also cover the risk of injury caused by things such as a car accident or someone falling on your property. Many companies are trying to keep the cost of insurance down by giving discounts for safety devices such as deadbolts and fire extinguishers for your home or alarm systems and anti-lock breaks on vehicles. Many companies are offering devices for vehicles to help rack your good driving habits to add more discounts.

Well, everyone! If you have anything to lose, you need insurance to protect you and your property. Your home needs protection from damage and liability risk as does your auto. Even if you don’t own a house, you can protect your personal items in your home. If you don’t own a car, you may still need auto insurance to protect your license called a non-owners policy. If you own a dog, you are responsible for the damage done by the dog so you may want to consider a policy to protect you there as well.

We know most people see insurance as another bill. We want to explain why you need insurance and how it works for you. We work hard for you, not the insurance companies. We are always looking for the best rates for the coverage you need to protect your lifestyle.